.btn,.nav__inner{align-items:center}.eyebrow,.footer__col h4,.hero__float-label{text-transform:uppercase}.back-to-top,.btn,.flip-card,.nav__burger,.slider__arrow,.slider__dot,.tabs__btn{cursor:pointer}.faq-item,.hero,.hero-section,.slider{overflow:hidden}.hero-button,a{text-decoration:none}:root{--navy:#0a487e;--blue:#48a9ff;--sky:#66ccff;--sky-light:#b6e6ff;--sky-50:#EEF6FF;--white:#FFFFFF;--text-heading:var(--navy);--text-body:#3E4C63;--text-muted:#6B7A94;--surface:var(--white);--surface-alt:var(--sky-50);--border:#DCEBF9;--hero-gradient:linear-gradient(150deg, var(--navy) 0%, var(--blue) 100%, var(--sky) 20%);--cta-gradient:linear-gradient(120deg, var(--blue) 0%, var(--sky) 100%);--font-display:"Sora","Segoe UI",sans-serif;--font-body:"Inter","Segoe UI",sans-serif;--wrap:1160px;--radius-sm:10px;--radius-md:18px;--radius-lg:26px;--shadow-soft:0 20px 50px -25px rgba(10, 42, 87, 0.35);--shadow-card:0 10px 30px -12px rgba(10, 42, 87, 0.18)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,::after,::before{animation-duration:0s!important;animation-iteration-count:1!important;transition-duration:0s!important}}body{font-family:var(--font-body);color:var(--text-body);background:var(--surface);line-height:1.55;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit}button{font-family:inherit}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}h1,h2,h3,h4{font-family:var(--font-display);color:var(--text-heading);line-height:1.15;font-weight:700}:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.btn{display:inline-flex;justify-content:center;gap:8px;padding:13px 24px;border-radius:999px;font-weight:600;font-size:.95rem;border:1.5px solid transparent;transition:transform .18s,box-shadow .18s,background .18s,color .18s,border-color .18s;white-space:nowrap}.nav__brand,.nav__inner,.nav__links,.nav__mobile.is-open{display:flex}.btn:hover{transform:translateY(-2px)}.btn--primary{background:var(--cta-gradient);color:var(--white);box-shadow:0 12px 24px -10px rgba(73,194,255,.55)}.btn--onlight,.btn--text,.nav__links a:hover{color:var(--blue)}.btn--primary:hover{box-shadow:0 16px 30px -10px rgba(27,87,214,.65)}.btn--text{padding:13px 4px}.btn--text:hover{text-decoration:underline}.btn--onlight{background:var(--white)}.btn--onlight:hover{box-shadow:0 16px 30px -10px rgba(0,0,0,.25)}.back-to-top,.flip-card__face--front:hover,.hero__float,.why__item:hover{box-shadow:var(--shadow-card)}.btn--outline{background:0 0;color:var(--white);border-color:rgba(255,255,255,.6)}.btn--outline:hover{border-color:var(--white);background:rgba(255,255,255,.1)}.btn--lg{padding:16px 30px;font-size:1rem}.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}.nav__inner{justify-content:space-between;height:78px;gap:24px}.nav__brand{align-items:center}.nav__logo-img{height:75px;width:auto}.nav__links{gap:30px;font-weight:500;font-size:.95rem;color:var(--text-body)}.badge,.eyebrow{font-weight:600}.nav__cta{flex-shrink:0}.nav__burger{display:none;flex-direction:column;gap:5px;background:0 0;border:none;padding:6px}.nav__mobile,.nav__mobile a{border-bottom:1px solid var(--border)}.nav__burger span{width:22px;height:2px;background:var(--navy);border-radius:2px}.nav__mobile{display:none;flex-direction:column;gap:4px;padding:8px 24px 20px;background:var(--surface)}.nav__mobile a{padding:12px 4px;font-weight:500}.nav__mobile .btn{margin-top:12px;width:100%}.hero{position:relative;padding:96px 0 110px}.hero__bg{position:absolute;inset:0;background:var(--hero-gradient);background-size:200% 200%;animation:16s ease-in-out infinite alternate heroDrift;z-index:-2}.hero__bg::after{content:"";position:absolute;inset:0;background:radial-gradient(60% 50% at 82% 20%,rgba(255,255,255,.22),transparent 70%)}@keyframes heroDrift{0%{background-position:0 30%}100%{background-position:100% 70%}}.hero__inner{display:grid;grid-template-columns:1.05fr 0.95fr;align-items:center;gap:56px}.eyebrow{display:inline-block;font-size:.8rem;letter-spacing:.08em;color:var(--sky-light);margin-bottom:18px}.eyebrow--center{display:block;text-align:center;color:var(--blue)}.hero__copy h1{color:var(--white);font-size:clamp(2.3rem, 4.2vw, 3.4rem);letter-spacing:-.01em;margin-bottom:22px}.hero__sub{color:var(--sky-light);font-size:1.1rem;max-width:480px;margin-bottom:30px}.badge,.hero__actions .btn--text{color:var(--white)}.hero__actions{display:flex;align-items:center;flex-wrap:wrap;gap:6px 20px;margin-bottom:26px}.hero__badges{display:flex;flex-wrap:wrap;gap:10px}.badge{font-size:.8rem;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:7px 14px;border-radius:999px}.hero__art{position:relative;justify-self:center;width:100%;max-width:420px}.hero__art img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:50%;box-shadow:var(--shadow-soft);border:6px solid rgba(255,255,255,.25)}.hero__art-placeholder{width:100%;border-radius:var(--radius-lg)}.hero__float{position:absolute;bottom:-14px;left:-20px;display:flex;flex-direction:column;gap:2px;background:var(--white);border-radius:var(--radius-md);padding:14px 20px;animation:5s ease-in-out infinite floatCard}.hero__float-label{font-size:.72rem;color:var(--text-muted);font-weight:600;letter-spacing:.04em}.hero__float-value,.stat__num{font-weight:700;font-family:var(--font-display)}.hero__float-value{font-size:1.3rem;color:var(--navy)}.flip-card__face--back .flip-card__hint,.stat__label{color:var(--sky-light)}@keyframes floatCard{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}.stats{background:var(--navy);padding:40px 0}.stats__inner{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}.stat__num{display:block;font-size:clamp(1.6rem, 3vw, 2.2rem);background:linear-gradient(90deg,var(--white),var(--sky-light));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}.stat__label{font-size:.85rem}@media (max-width:700px){.stats__inner{grid-template-columns:repeat(2,1fr)}}section{padding:100px 0}.section-title{text-align:center;font-size:clamp(1.8rem, 3.2vw, 2.5rem);max-width:640px;margin:0 auto 16px}.section-sub{text-align:center;color:var(--text-muted);margin-bottom:48px}.loans,.why{background:var(--surface-alt)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.flip-card{background:0 0;border:none;padding:0;perspective:1200px;height:260px;width:100%}.flip-card__inner{position:relative;width:100%;height:100%;text-align:left;transition:transform .6s cubic-bezier(.4, .2, .2, 1);transform-style:preserve-3d}.flip-card.is-flipped .flip-card__inner,.flip-card__face--back{transform:rotateY(180deg)}.flip-card__face{position:absolute;inset:0;backface-visibility:hidden;border-radius:var(--radius-lg);padding:32px 28px;display:flex;flex-direction:column}.flip-card__face--front{background:var(--white);border:1px solid var(--border)}.flip-card__face--back,.flip-card__icon{background:var(--cta-gradient);color:var(--white)}.flip-card__face--back{justify-content:center}.flip-card__face--back h3{color:var(--white);margin-bottom:10px}.tabs__panel p,.why__item p{color:var(--text-muted)}.flip-card__face--back p{font-size:.94rem;opacity:.95}.flip-card__icon{width:50px;height:50px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:18px}.flip-card h3{font-size:1.2rem;margin-bottom:8px}.flip-card__face--front p{color:var(--text-muted);margin-bottom:auto}.flip-card__hint{font-size:.8rem;font-weight:600;color:var(--blue);margin-top:14px}.tabs__buttons{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-bottom:40px}.tabs__btn{background:var(--surface-alt);border:1.5px solid var(--border);color:var(--text-body);font-weight:600;padding:12px 24px;border-radius:999px;transition:.2s}.tabs__btn:hover{border-color:var(--sky)}.slider__arrow:hover,.tabs__btn.is-active{background:var(--cta-gradient);color:var(--white);border-color:transparent}.tabs__panel{display:none;max-width:640px;margin:0 auto;text-align:center}.tabs__panel.is-active{display:block;animation:.4s fadeIn}.tabs__panel h3{margin-bottom:12px;font-size:1.3rem}@keyframes fadeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.why__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.why__item{background:var(--white);border-radius:var(--radius-md);padding:30px 24px;border:1px solid var(--border);text-align:center;transition:transform .2s,box-shadow .2s}.why__item:hover{transform:translateY(-4px)}.why__icon{font-size:1.8rem;margin-bottom:14px}.why__item h3{font-size:1.05rem;margin-bottom:8px}.why__item p{font-size:.92rem}@media (max-width:880px){.hero__float,.nav__cta,.nav__links{display:none}.nav__burger{display:flex}.hero__inner{grid-template-columns:1fr;text-align:left}.hero__art{max-width:320px;margin-top:20px}.card-grid{grid-template-columns:1fr}.flip-card{height:220px}.why__grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:520px){.why__grid{grid-template-columns:1fr}}.slider{max-width:720px;margin:0 auto}.slider__track{display:flex;transition:transform .5s}.testimonial-slide{min-width:100%;background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius-lg);padding:44px 40px;text-align:center}.testimonial-slide__text{font-family:var(--font-display);font-size:1.3rem;font-weight:500;color:var(--navy);line-height:1.4;margin-bottom:20px}.testimonial-slide__author{color:var(--text-muted);font-weight:600;font-size:.9rem}.slider__controls{display:flex;align-items:center;justify-content:center;gap:20px;margin-top:26px}.slider__arrow{width:42px;height:42px;border-radius:50%;border:1.5px solid var(--border);background:var(--white);color:var(--blue);font-size:1.1rem;transition:.2s}.slider__dots{display:flex;gap:8px}.slider__dot{width:9px;height:9px;border-radius:50%;background:var(--border);border:none;padding:0;transition:background .2s,transform .2s}.slider__dot.is-active{background:var(--blue);transform:scale(1.2)}.faq-list{max-width:720px;margin:0 auto;display:flex;flex-direction:column;gap:14px}.faq-item{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius-md)}.faq-item__question{width:100%;background:0 0;border:none;text-align:left;padding:20px 24px;font-weight:600;color:var(--navy);font-size:1rem;display:flex;justify-content:space-between;align-items:center;cursor:pointer}.faq-item__icon{font-size:1.3rem;color:var(--blue);transition:transform .25s;flex-shrink:0;margin-left:16px}.faq-item.is-open .faq-item__icon{transform:rotate(45deg)}.faq-item__answer{max-height:0;overflow:hidden;transition:max-height .3s}.faq-item__answer p{padding:0 24px 20px;color:var(--text-muted)}.faq-item.is-open .faq-item__answer{max-height:200px}.cta-banner{background:var(--cta-gradient);text-align:center;padding:90px 0}.cta-banner h2{color:var(--white);margin-bottom:12px;font-size:clamp(1.8rem, 3vw, 2.3rem)}.cta-banner p{color:rgba(255,255,255,.88);margin-bottom:32px;max-width:480px;margin-left:auto;margin-right:auto}.cta-banner__actions{display:flex;justify-content:center;gap:16px;flex-wrap:wrap}.footer{background:var(--navy);color:var(--sky-light);padding-top:64px}.footer__brand-name{font-family:var(--font-display);font-weight:700;font-size:1.15rem;color:var(--white);display:block;margin-bottom:10px}.footer__inner{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.12)}.footer__brand p{font-size:.88rem;color:rgba(255,255,255,.55)}.footer__col a:hover,.footer__col h4{color:var(--white)}.footer__col h4{font-size:.85rem;letter-spacing:.05em;margin-bottom:14px}.footer__col a{display:block;font-size:.92rem;color:rgba(255,255,255,.7);margin-bottom:10px}.footer__bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;padding:24px 0;font-size:.8rem;color:rgba(255,255,255,.5)}.back-to-top{position:fixed;bottom:28px;right:28px;width:48px;height:48px;border-radius:50%;border:none;background:var(--cta-gradient);color:var(--white);font-size:1.3rem;display:flex;align-items:center;justify-content:center;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .25s,transform .25s,visibility .25s,box-shadow .2s;z-index:90}.back-to-top.is-visible{opacity:1;visibility:visible;transform:translateY(0)}.back-to-top:hover{box-shadow:0 16px 30px -10px rgba(27,87,214,.55);transform:translateY(-3px)}@media (max-width:600px){.back-to-top{bottom:20px;right:20px;width:44px;height:44px}}@media (max-width:780px){.footer__inner{grid-template-columns:1fr 1fr}}@media (max-width:480px){.footer__inner{grid-template-columns:1fr}}.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}.reveal.is-visible{opacity:1;transform:translateY(0)}.hero-section{position:relative;width:100%;min-height:650px;background-image:url("https://portalconnectionhub.com/wp-content/uploads/sites/64/2026/08/pearlpaylater_heroimage4.webp");background-size:cover;background-position:center;display:flex;align-items:center}.hero-overlay{position:absolute;inset:0;background:rgba(0,0,0,.4)}.hero-content{position:relative;z-index:2;max-width:1200px;width:100%;margin:0 auto;padding:60px 30px;color:#fff}.hero-tag{display:inline-block;margin-bottom:15px;font-size:14px;font-weight:700;letter-spacing:1.5px}.hero-content h1{margin:0 0 20px;color:#6cf;font-size:clamp(42px, 6vw, 72px);line-height:1.05;font-weight:700}.hero-content h1 span{color:#f0fbff}.hero-content p{max-width:550px;margin:0 0 30px;font-size:18px;line-height:1.7}.hero-button{display:inline-block;padding:14px 30px;background:#1e78c8;color:#fff;border-radius:8px;font-weight:600;transition:.3s}.hero-button:hover{background:#4ab3f0;transform:translateY(-2px)}@media (max-width:768px){.hero-section{min-height:600px;background-position:center}.hero-content{padding:40px 20px;text-align:center}.hero-content p{margin-left:auto;margin-right:auto}}